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Insurance and financial services, namely, verifying insurance eligibility, processing and facilitating insurance co-payment transactions, administration of employee benefits plans, banking related services, credit card services, debit card services, issuing stored value cards, administering deposit and medical spending accounts, electronic funds transfer, administration of defined contribution plans, administration of health care plans, management of revenue and expense transactions for providers of health and medical products and services; brokerage and management services; accounts payable services; commercial lending services; bill payment services; electronic processing and transmission of bill payment data; providing information regarding banking and credit; counseling in the field of banking and financial services; provision of consolidated reports of banking and financial activity; health reimbursement arrangements and flexible spending accounts; offering consumer-driven health care plans, namely, underwriting, administration, financing, and maintenance of consumer-driven health care plans and defined contribution health care plans; insurance claims administration; insurance claims processing