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Electronic processing of insurance claims and payment data; Financial consultancy and insurance consultancy; Financial consulting; Financial information; Financial management; Financial planning; Financial services, namely, money lending; Financial services, namely, operation and management of hedge funds, commodity pools and other collective investment vehicles, and trading for others of securities, options, futures, derivatives, debt instruments and commodities; Financial services, namely, providing a virtual currency for use by members of an on-line community via a global computer network; Financial trust operations; Insurance consultation; Insurance information; Monetary exchange operations; Real estate consultancy; Real estate financing services; Real estate funds investment services; Real estate management consultation; Real estate management services