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financial services, namely, providing bank account information in a digital wallet that aggregates information on the account holder's accounts at one or more credit unions and that is accessible via text banking through a mobile device and via an online website; fund transfers between the account holder's accounts at one or more credit unions and account information and transactions in the nature of account balance inquiries, account transaction history and recurring fund transfers by accessing a digital wallet via a mobile device and via an online website; electronic remote check deposits captured through a mobile device; digital wallet providing bank account information that aggregates savings account balances from the account holder's savings accounts at one or more credit unions and banking services in the nature of scheduling transfers from the account holder's accounts to fund the savings goal and tracking the progress to the savings goal