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Banking services; on-line banking services; debit card services; credit card services; checking account services; savings account services; traveler's and cashier's check issuing services; money order services; safe deposit box services; administration of individual retirement accounts; financial and investment services; commercial lending services; mortgage lending services; lease financing services; equipment financing services; financial planning and investment advisory services, namely, wealth management, retirement planning, trust account services, financial valuations, and financial investments; electronic payment services, namely, electronic processing and transmission of bill payment data; providing information by telephone and by online means in the field of investment account information and financial research; credit and financial consultation; financial advisory and consultancy services; financing services