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electronic mortgage package logistics services for others; loan closing services for others; providing an online website / portal allowing users to undertake steps necessary for closing a loan without the use of a loan originator; non-downloadable software and downloadable software applications providing electronic mortgage package logistics services; services matching consumers with potential lenders for personal and commercial loans; providing information online regarding loans, namely residential and commercial real property loans; non-downloadable software and downloadable software applications providing a mortgage closing management workflow; services for others enabling self-directed loan closings; non-downloadable software and downloadable applications enabling self-directed loan closings