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Insurance services, namely, insurance brokerage services and administration and processing of policies and claims, for insurance covering personal and commercial insurance of all types, namely, family auto, motorcycle, motor home, ranch, homeowners, secondary dwellings, fire policies, valuable articles such as jewelry, fine arts, collections coverage, flood, windstorm and umbrella policies for individuals; Insurance services, namely, insurance brokerage services and administration and processing of policies and claims, for insurance covering businesses, namely, general liability, professional liability, errors and omissions, malpractice coverage, Directors and Officers coverage, Aviation insurance, Workers Compensation, US Longshore and Harbor Workers coverage, maritime liability coverage, foreign liability, employers liability, travel accident, property insurance on commercial buildings, commercial flood insurance, business personal property, business equipment on the business' premises, or contractors equipment that moves to other locations, electronic equipment, computer equipment and data coverage, internet security coverage, privacy and data breach coverage, commercial umbrella liability coverage, business auto liability and physical damage and business auto financial responsibility coverage, discontinued products coverage, representations and warranties coverage, commercial crime coverages, namely, employee theft, forgery and alteration, money and securities, robbery and safe burglary, computer fraud, funds transfer fraud, extortion, Contract Surety Bonds, namely, payment bonds and performance bonds, payment and performance bonds, financial guarantee bonds, court bonds, construction contract bonds, license and permit bonds, fidelity bonds, fiduciary bonds, Kidnap, Ransom and Extortion insurance, Personal and group disability insurance, individual and group long term care insurance, Life insurance, term life, universal life insurance, group health insurance, individual health insurance, employee benefits, namely, voluntary insurance benefits, and 401K plans; Design and development of insurance policies for others; assessing insurance claims