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Computer services, namely, creating on-line virtual communities for registered users to disseminate and receive financial information, participate in the trading of securities with particular emphasis on derivatives, commodities and fixed income, over the Internet or other communications network based on user-defined parameters; providing a web site featuring technology providing temporary use of non-downloadable software that enables online users to create personal profiles featuring business networking information and to transfer and share such information between registered users; providing temporary use of non-downloadable software used to advertise, promote, evaluate, monitor and opine on financial trading activity and the contributors of financial information