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Insurance and financial services, namely, providing financial advisory services and programs to consumers, namely, analysis, advice, and recommendations on personal insurance and investment products, retirement, and life-event planning for financial investment purposes; providing on-line financial services for consumers, namely, the ability to access personal accounts, perform on-line trading in the field of stocks, obtain investment brokerage services and purchase of savings bonds, stocks and other securities, purchase insurance and obtain financial information via electronic means and use on-line financial calculators; life, disability, and annuity insurance underwriting services; life, automobile, homeowner, medicare supplement, variable annuity, automobile mechanical breakdown, and long term care insurance brokerage services