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Banking services provided by mobile telephone connections; Bill payment services provided through a website; Debit account services featuring point of sale and online transactions using a virtual account; Debit card services; Electronic banking via a global computer network; Electronic cash transactions; Electronic commerce payment services, namely, establishing funded accounts used to purchase goods and services on the Internet; Electronic debit transactions; Electronic transfer of funds; Electronic transfers of money; Financial services, namely, providing on-line stored value accounts in an electronic environment