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Banking services, namely, services offered by banks chartered pursuant to government regulation, namely: checking, savings, money market, individual retirement, certificate of deposit account and automated teller machine services; safe deposit box services; providing financial analysis, consultation, planning and management; commercial and consumer lending services; credit card services; debit card services; electronic payment, namely, electronic processing and transmission of bill payment data; cash management; providing banking services and banking information via a global computer network; Providing banking services and banking information via a telephone