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Underwriting, distribution and brokerage of individual, group and third party life, disability, creditor, final expense, pre-need, universal life insurance, and accident and sickness insurance plans, and variable annuities; underwriting and brokerage of individual, group and third party protection plans featuring life, disability and mortgage insurance; underwriting securities, securities brokerage services, investment advisory services, management and distribution of mutual funds for others, distribution of mutual funds through broker-dealer subsidiaries, financial services, namely, investment and distribution of segregated funds; providing financial needs analysis; administering employee pension plans and contractual investment plans, charitable fund raising; charitable fund raising drives to raise funds for causes that support families; providing educational scholarships; administration of insurance, financial benefit plans and non-contractual financial membership benefits to fraternity members