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On-line, web-based auction and marketplace services which connects buyers and sellers of new and used automobiles and which permits dealers and sellers of automobiles and other mechanical equipment and vehicles, including motorcycles, motor homes, recreational vehicles and motor boats, to arrange for its customers the on-line auction sale of the customer's trade-in vehicle and other mechanical equipment, with the proceeds applied to the customer's transaction, as well as the on-line auction of other items desired by customers during the transaction, such as financing, warranty coverage, and the price of leasing or purchasing the new vehicle or equipment itself