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Fraud detection services in the fields of billing, credit, identity verification and authentication, vehicles, real property ownership, asset ownership, accounts, accounting, lending, credit cards, banking, financial services, e-commerce, retail, payment transactions and business transactions; fraud prevention services, namely, verifying personal and business information, background credentials, assets and liabilities, credit history, and financial data to detect and prevent fraudulent activity; personal identity verification and authentication services, namely, providing authentication of personal identification information; passport authentication and verification services, namely, providing authentication of personal identification information as it relates to passport; provision of information about criminals or suspected criminals for the purposes of prevention or detection of fraud, namely, providing information in the field of fraud detection; Computer based data analysis services, namely, generation of customizable reports and decision analyses relating to the aforesaid services