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Banking services, namely, capital investment, credit, namely, consumer credit consultation, consumer lending services, credit cards, stored value card services, motor and auto finance, personal loans, retail loans and mortgages lending, business loans, providing documentary and standby letter of credit, financial guarantees, issuing of bank cheques, cash flow services, namely, providing cash to mortgage holders or other notes at a discounted rate in return for ownership of the mortgage or note, brokerage of bonds and certificates of deposit, financial guarantees and mortgage lending; financial advisory; insurance advisory; financial trust operations; lease of real estate; pawn brokerage; real estate valuation services; financial valuation of personal property and real property; real estate brokerage services; financial valuation of personal property and real property; real estate brokerage services; real estate management; debt recovery; lease-purchase financing; securities services, namely, stock brokerage, stock trading, guarantee assurance underwriting, stock listing, and advisory services in the field of all the aforementioned activities