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Design and development of computers and software for others; computer programming; development of software for others; installation of computer software; software updating for others; maintenance of computer software; database reconstruction for others; research and development of new software for others; computer and software rental; design and development of computers and software in the banking, financial and insurance sectors, development of software for others for managing financial investments, the portfolio management of financial securities, managing financial assets, for consulting on portfolio management of financial securities and financial assets and for customer relation management; excluding from all of the foregoing and none being in relation to (i) payment card services, including, but not limited to, credit card, debit card, charge card, magnetically encoded card, smart card, telephone calling card, stored value and prepaid card, or integrated circuit chip or transponder card services, (ii) transaction authorization processing and settlement services, money exchange services, letter of credit issuance services, electronic settlement services, (iii) payment cards, credit cards, debit cards, charge cards, magnetically encoded cards, smart cards, telephone calling cards, stored value and prepaid cards, or cards with integrated circuit chip or transponders, the marketing distribution, provision and/or issuance of such cards, (iv) Automated Teller Machines ("ATM") and ATM services, (v) electronic payment devices, (vi) radio frequency and infrared remote controls for electronic payment devices, (vii) electronic funds and currency transfer services; (vii) conducting transactions involving procurement, purchasing, and payment through electronic means, and (viii) electronic procurement systems