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INSURANCE BROKERAGE IN THE FIELDS OF COMMERCIAL PROPERTY AND CASUALTY INSURANCE PRODUCTS; and INSURANCE PROGRAM MANAGEMENT SERVICES, NAMELY CASUALTY AND PROPERTY PRODUCT ADMINISTRATION AND CONSULTING SERVICES IN THE FIELDS OF BUILDERS RISK/INSTALLATION FLOATERS, CRIME-CONTRACTORS, LAWYERS PROFESSIONAL, RESIDENTIAL GENERAL CONTRACTORS/HOMEBUILDERS, USED CAR DEALERS AND POOL AND SPA PACKAGES, AND, HIGH VALUED HOME OWNERS PRODUCTS AND APPLICATIONS