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Computer programming services, computer software and computer database design, analysis, maintenance and upgrade services and consultation services in the fields of computer software and computer databases for the formation, operation and management of insurance organizations and for the creation, underwriting, processing, accounting and management of insurance policies and insurance claims; Application service provider featuring software for providing an on-line database in the fields of insurance policies and insurance claims; Computer software technical consulting and support services, namely, troubleshooting in person, via telephone and via electronic and optical communications networks, providing back up and recovery services and providing network operations support services for computer systems, computer networks, software and databases for providing and managing insurance services