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Financial management services, namely investment advisory and management services to individual and institutional investors, financial analysis services to individuals and institutional investors of bonds and equities and financial research services to individual and institutional investors of bonds and equities; providing administration and shareholder services to mutual funds, namely providing mutual fund account information and fund investment consultation, namely consultation regarding the investment of funds in individual bond and equity securities and municipal, bond, money market, income, value, growth, and stock equity mutual funds; providing separate investment brokerage and retirement accounts, namely securities, stocks and bonds; mortgage banking services, mortgage lending and financial services, namely loan processing, debt collection, loan underwriting, providing funding for mortgage-backed loans, issuance of mortgage-backed securities, servicing of mortgage loans and maintenance of mortgage escrow accounts; providing mortgage banking services and mortgage lending services over the global computer network, namely equity and bond mutual fund investment data, shareholder account access, and financial planning; charitable fund raising and eleemosynary services in the nature of financial contributions for not-for-profit organizations