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Banking services; savings, checking and certificate of deposit account services; credit card services; debit card services; cash card services; issuing check cards, stored value cards and deposit cards; mortgage lending services; home equity lending services; consumer lending services; commercial lending services; specialty finance lending services, namely, lending to underserved borrowers; financial planning services; retirement account management and distribution; credit rating services; credit reporting services; charitable fundraising events; charitable and philanthropic services concerning monetary donations; providing consumer credit information, credit card information and credit ratings, and information related to obtaining such information from others; credit reporting services; providing consulting services, advice and information to assist others in protecting credit ratings, registering and canceling credit cards and restoring and analyzing credit; debt and credit analysis services