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Financial services, namely, credit union services, savings and youth savings accounts, checking accounts, money market accounts, certificates of deposit, IRAs, deferred compensation accounts, loan programs, namely, vehicle, auto-equity, credit cards, lines of credit, computer loans, real estate loans, mortgages, home equity loans, online banking services, automated teller machine services, home banking, bill pay, electronic deposits, ATM access services; investment services, namely, investment advice services, fund transfer and transaction services; and banking services provided by telephone connections