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Financial services, namely, banking services, credit card services, debit card services, issuing stored value cards, administering deposit and medical spending accounts, electronic funds transfer; business banking services; credit and debit card transaction processing services; investment consultation; online banking services; online business banking services; bill payment services; electronic processing and transmission of bill payment data; providing information regarding banking, credit, money management, investing, investments and financial matters; counseling in the field of banking and financial services; provision of consolidated reports of banking and financial activity; administration, financial management and maintenance of health savings accounts and medical savings accounts