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Banking services; online banking services; telephone banking services; checking account services; debit account services featuring a computer readable card; savings account services; financial administration of individual retirement accounts; administration and financial management of educational savings accounts and educational savings account services; administration and financial management of health savings accounts and health savings account services; electronic processing and transmission of bill payment data; currency exchange services; financial services, namely, providing consumer, commercial, and agricultural loans, signature loans, home improvement loans, automobile loans, recreational vehicle loans, mobile home loans, boat loans; home equity, commercial and agricultural lines of credit; lease-purchase financing; transfer agency services rendered to issuers of investment securities; estate trust management; trust management accounts; trust services, namely, acting as trustee, executor, administrator, personal representative, guardian, agent and custodian; providing online financial calculators