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Medical assistance services provided to insurance companies and individual consumers, excluding medical and healthcare professionals and educators, in the nature of medical information, excluding medical images, provided from remote locations via the Internet and global computer networks through the use of a data storage and retrieval system; maintaining personal medical history records and files; 24-hour response center that provides medical information, excluding medical images, to emergency medical personnel and allows members to update their medical/personal files with the target consumers of these services being insurance companies and individuals, not in their medical professional nor educational capacities