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Financial services, namely financial services in the nature of currency conversion payment services, namely point of purchase payment services, payment terminal and terminal transaction services, namely providing multiple payment options by means of customer-operated electronic terminals available on-site in retail stores, hotels, car rental facilities and amusement and theme parks and electronic financial transactions, namely electronic debit transactions and electronic credit transactions, specifically excluding credit and debit card services; Dynamic currency conversion services, namely discharge of indebtedness to an affiliated store in a currency of the cardholder's own choice, specifically excluding credit and debit card services